Coverage from Previous Employer
COBRA or Retiree Coverage
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COBRA is a federal law that may let you keep your employer group health planThis is called "continuation coverage." coverage for a limited time after your employment ends or you lose coverage as a dependent of the covered employee.
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You should enroll in Part A and Part B when you turn 65.
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If you have COBRA before signing up for Medicare, your COBRA will probably end once you sign up. You have 8 months to sign up for Part B without a penalty, whether or not you choose COBRA. If you miss this period, you'll have to wait until January 1 - March 31 to sign up, and your coverage will start July 1. This may cause a gap in your coverage, and you may have to pay a lifetime Part B late enrollment penalty.
*Resources referenced are from Medicare.gov. We are not affiliated with any government agency. Last accessed Feb 2022